Your Realtor Is A Valuable Resource

Realtors are more than just "door openers".  An experienced full time agent has established and maintained great industry relationships over the years in order to serve his or her clients when it comes to the largest purchase they will ever make. Your Realtor's sole purpose should be to make your transaction as seemless as possible. That is why they should be the first person you go to when you need an important referral such as an attorney, home inspector or most importantly, a mortgage representative. Real Estate transactions are only as good as the people involved in order to move things along in a timely fashion and open communication between those related industries are most important when difficulties arise. Why wouldn't you, the buyer or seller, want all parties involved in your transaction to have your best interests in mind and make this experience one of excitement and joy rather than something else entirely! Joanne Schiffres  http://joannes.betterhomesus.com Better Homes Realty 732-757-5013

Waterfront Condos Point Pleasant NJ

2201 River Rd, Point Pleasant NJ Water's Edge  Point Pleasant's Premier Condominium Community Three units remain at Water's Edge, each with 2 bedrooms and 2.5  baths. Select condos offer furniture included in the sale, fireplace, butler's pantry, full kitchen with granite island, and state-of-the-art appliances. These beautiful mid-rise condominiums include units between 2,200 and 2,400 square feet. Balcony views with the Manasquan River or Point Pleasant Canal within eyeshot complete the beach-accessible dream this complex provides. For those just starting out, or those whose children are grown and are looking for a smaller home to retire to, or even those looking for a second home to enjoy, Water's Edge is a perfect location for all walks and stages of life. Come see why Money Magazine named Point Pleasant Borough one of the best places to live on the Jersey Shore, why not enjoy it with waterway views and ocean breezes? Three units remain and are available for a quick closing. Water/sewer fees are included in the association fee. Contact Anita Kazmierczak to schedule an appointment:  Email Anita@BetterHomesUS.com or call (732) 547-2710.

Monmouth County--JUST SOLD--2/29-3/5

2/29/2012 Aberdeen: 4 bedroom/3 bath Ranch 370 Fairfield Way$140,000 6 bedroom/2 bath Colonial 882 Malden Dr. $190,000 Atlantic Highlands: 3 bedroom/2 ½ bath Dutch Colonial 60 Fourth Ave $375,000 Colts Neck: 14 bedroom/7 bath Villa 187 Heyers Mill Rd. $4,450,000 Eatontown: 4 bedroom/2 ½ bath brick front Colonial 121 Nottingham Dr. $539,000 Freehold: 4 bedroom/1 bath Colonial 27 Parker St. $105,000 4 bedroom/1 ½ bath split level  98 Wynnewood Ct. $230,000 4 bedroom/2 bath Ranch 132 Townsend Dr. $340,000 6 bedroom/6 ½ bath Colonial 311 Brandon Blvd. $1,150,000 Holmdel: 4 bedroom/2 ½ bath Colonial 16 High Point Rd. $517,000 4 bedroom/2 ½ bath Colonial 12 Morse Way $653, 500 Howell: 2 bedroom/2 bath mobile home 5 Kay Lane $26,500 Long Branch: 4 bedroom/3 bathroom Victorian 470 Harrison St. $220,000 Manalapan: 4 bedroom/2 ½ Colonial 51 Winged Foot Dr. $455,000 Marlboro: 4 bedroom/2 ½ Colonial 16 Millay Rd. $365,000 Middletown: 2 bedroom/1 bath Cape 364 Port Monmouth Rd. 87,500 3 bedroom/2 ½ bath Ranch 141 Iler Dr. $405,000 Neptune: 3 bedroom/2 bath Colonial 53 Heck Ave. $363,000 Millstone: 4 bedroom/3 ½ bath 1 Red Owl Court $475,000 Red Bank: 3 bedroom/ 1 ½ bath Cape 84 John Street $363,000 Sea Girt: 4 bedroom/3 ½ bath Colonial 201 Boston Blvd. $2,000,000 Union Beach: 4 bedroom/3 bedroom Ranch 514 Central Ave. $225,000   3/1/2012 Eatontown: 4 bedroom/3 ½ bath Mother/Daughter 1 Woodmere Dr. $275,000 Fair Haven: 5 bedroom/3 bath Colonial 166 fair Haven Rd. $689,000 Highlands: 2 bedroom/2 bath RaisRan 8 Bay St. $195,000 Holmdel: 4 bedroom/2½ bath Center Hall Colonial 12 Cindy Lane $640,000 Howell: 3 bedroom/2 bath Custom Home 117 Casino Dr. $230,000 3 bedroom/2 ½ bath Colonial 9 Weymouth Dr. $280,000 Marlboro: 4 bedroom/2 ½ bath Colonial 9 Kinglet Ave. $335,000 4 bedroom/2 ½ bath Colonial 9 Damascus Dr. $485,000 Middletown: 3 bedroom/1 bath Ranch 502 Mackey Ave. $290,000 5 bedroom/2 bath Colonial 782 Clinton Pl. $380,000 Neptune: 2 bedroom/1 bath Ranch 3406 W bangs Ave. $44,000 3 bedroom/2 bath Ranch 6 Provincial Pl. $232,500 Rumson: 3 bedroom/3 bath Colonial 3 Wood Lane $1,385,000 Tinton Falls: 3 bedroom/2 ½ bath Colonial 107 Annapolis St.$330,000 West Long Branch: 3 bedroom/2 bath Ranch 4 Primrose Lane $324,000   3/2/2012 Asbury Park: 3 bedroom/1 ½ bath Colonial 1513 3rd Ave. $268,000 Holmdel: 3 bedroom/ 2 bath split level 17 Deerfield Rd.$400,000 4 bedroom/ 2 ½ bath Colonial 7 Sweet Briar Lane $477,500 Howell: 4 bedroom/3 bath Bi-level 43 Forrest Hill Dr. $290,000 3 bedroom/2 ½ bath Split-level 9 Silversmith Ct.$296,000 Manalapan: 3 bedroom/2 bath Ranch 40 Symmes Rd. $282,500 4 bedroom/3 ½ bath Colonial 99 N Parsonage Way $750,000 Marlboro: 4 bedroom/2 ½ bath Ranch 36 Longfellow Terr. $310,000 3 bedroom/2 ½ bath Colonial 40 Hummingbird Ct. $361,000 Ocean: 4 bedroom/2 ½ bath Colonial 17 Conaskonk Dr. $405,000 Oceanport: 3 bedroom/2 bath Ranch 97 Monmouth Blvd. $365,000 Roosevelt: 6 bedroom/5 bath Colonial 35 Lake Dr. $305,000 Rumson: 3 bedroom/2 bath Victorian 94 Bingham Ave.$460,000 4 bedroom/5 bath Colonial 4 Bellevue Ave. $1,425,000 Sea Bright: 4 bedroom/4 ½ bath Custom 8 Tradewinds Lane $1,750,000 Wall: 3 bedroom/2 bath Ranch 1204 Laurel Ave. $387,500

Help for Seniors

Click here for more info from my colleague Sandra RostekFebruary 29, 2012 by Wendy Trager Email: wendytrager@optonline.net.   It comes as no surprise that some of the hardest hit in this economy are seniors.  Homes seniors have been living in their whole adult life may now burdensome to pay for and upkeep.  Many seniors feel they have nowhere else to go.  Reverse Mortgages can be the solution for a variety of problems:

• To help seniors looking to downsize and finance the purchase of a smaller home.
• To help seniors facing foreclosure
• To help seniors suffering from job loss and unable to pay their mortgage
• To help with home repairs
• To help with sale of home
• To help a senior stay in their current home and pay for home healthcare

• The homeowners must 62 years old
• The home must be their principal residence (must live in the home more than half a year)
• The home must be a single family home, a 2-4 unit building or a federally approved condominium or planned unit development
• If there are debts against the home, then the homeowner must use the reverse mortgage to pay it off
• There are NO credit/income requirements

• Traditional mortgage or home equity loans require proof of sufficient income and credit history to qualify, and you will have to repay beginning within 30 days of closing.  With a reverse mortgage, there are no monthly payments to be made at any time during the loan for as long as you continue to occupy the home as a primary residence.  Since there is no monthly payment, the FHA does not require verification of your income and does not require a good credit rating. 

Real Estate Social Media

There’s a URL for That

By JILL P. CAPUZZO

LARRY VECCHIO, a Monmouth County real estate broker, was ahead of the curve in the late 1990s when he started buying up a number of generic-sounding Internet domain names that he thought might come in handy one day. The URLs he first went after were “Homesin(fill in the blank).com,” the blank being the names of the 20 towns his agency, based in Hazlet, served. Once he saw how easy and cheap it was to make these purchases — for a one-time flat fee or annual rentals — Mr. Vecchio started buying up every similar-sounding URL (Uniform Resource Locator) he could get his hands on. “I just thought, if you were going to look for a house, what would you type in?” he recalled. “So I looked up ‘homesin...’ and nobody had them.” Among those he learned were available were HomesintheUnitedStates, HomesinNorthAmerica and HomesinNewYork. (One that had already been spoken for was HomesinNewJersey, which was owned by someone in the Canadian town of New Jersey, from whom he was able to buy it for $1,500.) Today he owns 1,300 URLs, including “Homesin...” and “Condosin...” for just about every municipality in New Jersey, as well as towns throughout the country. He also owns the domain names, meaning that by adding a backslash and the name of any town in the United States, he has a network of some 35,000 URLs. As the vast majority of house hunts happen over the Internet, Mr. Vecchio’s URLs have a colossal resale value — far exceeding what he paid for them. For instance, he said he had been offered $100,000 for “HomesinForeclosure.com.” But this 54-year-old Web visionary has bigger plans for his holdings. Until recently, most of the Homesin... pages have had little or no content. But Phase 2 of Mr. Vecchio’s plans for HomesinYourTown.com envisions the URLs as the go-to real estate search-and-information site for anyone looking to buy a home in New Jersey and beyond. He has recently bought access to real estate listings nationwide, at a cost of $4,000 a month; he plans to populate his Web sites with these by the end of February. This will put him on similar footing with many other national real estate search sites, like Zillow.com, Trulia.com, the Multiple Listing Service, Realtor.com and Homes.com. But what he is hoping will make his sites more valuable are the “town leaders” he is trying to get to host each site: local agents or mortgage officers who will blog about area homes, schools, businesses and other community news in exchange for being the featured real estate professional on the site. By combining this hyperlocal reporting with real estate listing information, Mr. Vecchio said, he has developed “the first social media real estate site.” At the 2011 Tri-State Realtors Convention in Atlantic City in November, agents were competing for blogging rights on the URLs of some towns, said Christopher Sheridan, a real estate marketer who is signing up the local bloggers for Mr. Vecchio’s sites. “If you snooze, you lose,” said Mr. Sheridan, who has thus far signed up 180 town leaders, most of whom are paying the company $50 a month for that privilege. “If somebody wanted a town, I told them they better take it, or at least put something down.” Judith Weiniger, a Somerset County agent, recently signed on to be the featured broker on the HomesinWarren.com and HomesinWatchung.com sites. She described her venture as part of her overall commitment this year to embracing social media as a selling tool. “I’m a big believer in this hyperlocal social media strategy,” said Ms. Weiniger, an agent with Re/Max Premier in Warren Township. “People are more apt to trust a person or a business if they know someone else trusts them. I’m looking to build continued good will.” National Web-based real estate sites, too, are adding social media elements to their offerings, with blogs, links to Facebook and Twitter, and user apps. Patty McNease, the marketing director for Homes.com, said her company’s site was now posting a blog almost every day on some general-interest real estate topic. As far as localizing the information goes, Ms. McNease said, the site offers a question-and-answer section allowing readers to post queries about a given market, and “they’ll be bombarded with answers from local realtors within a few hours.” The goal at Homes.com — the country’s fourth-largest Web-based real estate site, according to comScore.com, a digital data analyst — is to “try to capture and keep visitors at our site as long as possible,” Ms. McNease said. Ian Lazarus, a broker with the Landis Company in Sea Isle City, signed on to host the Homesin... sites in Sea Isle City, Cape May and Avalon. He said he had been slow to embrace the blogging component of real estate sites, which in recent months had provided him with 50 to 60 leads, the majority of them people living outside of New Jersey. “He’s got 1,300 URLs, and every one is linked to the others,” Mr. Lazarus said of Mr. Vecchio. “That’s a lot of juice. And for me it’s important, because it’s something I can never build.” [caption id="attachment_4389" align="alignnone" width="190" caption="Real Estate Social Media"][/caption]

Luxury Waterfront Properties Offer Discounted Closing Prices!

Mark the Date!!! Your Residential Real Estate Questions Answered.

Live Chat on Ustream.tv  by Lisa Alaimo of Better Homes Realty.  Present will be Michael J. Weber of Weber Law Offices in Howell, NJ.  Chat live and ask you real estate questions.  All Residential real estate questions and RE Legal Quesions. Re-sale, short sales, bank owned, foreclosure, condo's, town homes & rentals. Mark the date... March 1, 2012 at 7:PM You can email your request prior, we will respond on live chat and email you back with answers. Email to : LAlaimo@BetterHomesUS.com See you there... Channel Name:  BHRLisaalaimo or search on ustream.tv  NJrealestateagent   or just click the link below and save to your favorites. http://www.ustream.tv/channel/njrealestateagent Lisa Alaimo.. . .www.SearchHomesinNJ.com     for Michael Weber of Weber Law offices...  www.WeberLawOffices.com

Avoiding Foreclosure (Government information)

http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure Call me with any questions. 800-531-2885 x 451 or email me at:  LAlaimo@BetterHomesUS.com  Better Homes Realty   Lisa Alaimo

Revaluation coming in Little Silver, Shrewsbury; Fair Haven resists

LITTLE SILVER — The phrase is enough to make little hairs on the back of a homeowner’s neck stand on end – a revaluation is coming this year. Little Silver and neighboring peninsula towns Fair Haven and Shrewsbury borough all have been ordered by the Monmouth County Tax Board to conduct revalulations of property this year, said Stephen Walters, tax assessor for the three municipalities. The last revaluation was done in 2002, he said. Fair Haven officials filed an appeal of its revaluation order in October after Mayor Michael Halfacre announced at the Oct. 12 meeting that the council “determined it is not in the best interest of the taxpayers” to take that action. Officials in Shrewsbury and Little Silver decided to proceed with their revaluations, Walters said. Little Silver’s request for proposals are out and are returnable on Jan. 31. Usually a revaluation is ordered either when 10 years has passed or when the ratio between market value and assessed value has dropped under 80 percent. County tax board data show that Fair Haven’s ratio is 77.02 percent, Little Silver is 77.40 percent and Shrewsbury’s is 74.72 percent for 2011. “It’s the dynamics. Some towns fight them off, others feel it’s in best interest to make (tax burden) distribution fair,” Walters said. “No one will step up and say they like taxation, but there is some comfort level if people know there’s a uniformity in assessments.” A Jan. 31 return date for proposals could allow the Little Silver Borough Council to hire a company in February, meaning that inspectors could be on the streets starting in March and working into the summer, looking at individual properties, he said. No cost has been estimated because there are only nine companies qualified by the state to conduct revaluations, he said, and a price will vary by availability and workload. After the company analyzes the data collected, property owners will get their opportunity to look at the results and correct any physical errors in the inspectors’ findings, Walters said. “Many times the meetings with owners is to confirm facts, such as how many bedrooms there are,” he said. “If there is a question (raised) during the meeting, the firm will send someone to the property and make a correction.” The specific assessment for a property is not addressed in those meetings, he said. That would be addressed by filing a tax appeal in county tax court. Despite the decade old assessments, Little Silver hasn’t seen many tax appeals filed by property owners. Last year there was one tax appeal filed for every 100 properties in the borough, Walters said. Based on past history, Walters said that 20 percent of the properties will go up in assessed value, 20 percent will go down and 60 percent will stay the same. Larry Higgs